Ryan Christensen's Blog

Posted on 03/17/2022
How to add value to your home: 3 Things to consider
You may be wondering how to add value to your home, regardless of whether you’re selling now or in the future. Investing in your residence can benefit your quality of life while also increasing eventual selling price and overall home value. Luckily, there are plenty of simple things you can do to boost your home value. Here are...
Home Improvement
Home Improvement
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Posted on 03/16/2022
What to Know About House Line Plans
When you look at the plans for your custom home, you might not understand what you’re seeing at first. These plans contain many symbols that can be hard to interpret without architectural knowledge. One of the most common types of symbols that appear on house plans are lines. You might notice several kinds of lines on your house...
Blue Prints
Building
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Posted on 03/15/2022
Mortgage Delinquencies Drop to Record Low
©phototechno - Getty Images The percentage of homes with mortgages that have late payments or are in foreclosure has dropped to the lowest seen on record in more than two decades, according to CoreLogic’s data dating back to 1999. The nation’s overall delinquency dropped to 3.4% at the end of 2021, with the majority of states posting a...
Real Estate
Mortgage
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Posted on 03/14/2022
How the Turmoil Could Have a Big Impact on Home Prices
(Getty Images) TRENDS Inflation, Gas Pump Pain, and Putin: How the Turmoil Could Have a Big Impact on Home Prices Soaring inflation, spiking gas prices, and the war in Ukraine have taken their toll on just about everyone’s bank account balances—as well as their frazzled psyches. We’re already experiencing the worst inflation rates of the 21st century, and...
Real Estate
Interest Rates
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Posted on 03/14/2022
THE INFRASTRUCTURE BILL & THE REAL ESTATE INDUSTRY
Congress recently passed a $1.2 Trillion Infrastructure Bill that could have some positive effects on the real estate industry. According to a statement made by the President of the National Association of Realtors (NAR), “NAR is encouraged by the bipartisan support for the infrastructure bill. We supported many elements of this legislation, including significant investment in the power...
Realestate
Infrastructurebill
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Posted on 03/11/2022
How To Get Ready For Retirement
For most people, retirement feels like a long way off. But, if you don’t start preparing as early as possible, you may find yourself in a place of financial insecurity when the time does come. To avoid this, consider implementing the following tips. Calculate your target savings. In general, it’s recommended that you save between 10 to 15 percent...
Retirement
Saving
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Posted on 03/10/2022
EYE-CATCHING WAYS TO DECORATE WITH PLANTS
Using plants as décor is a great way to add a little color and a natural, bright feel to any room. There are endless types of plants to choose from and various ways to display each one, but here are a few of our favorite combinations. Geometric pots. Find geometric pots or planters of various sizes and plant small...
Interiordesign
Indoorplants
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Posted on 03/09/2022
Add Life to Your Walls With Moss Graffiti
Moss graffiti, also called green graffiti or eco-graffiti, has become a popular trend both with artists and environmentally conscious individuals. Many graffiti artists are choosing to create living art instead of using spray paint and other materials with VOCs and other substances that can harm the local environment. While you might see moss graffiti in urban public spaces,...
Diy
DIY
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Posted on 03/07/2022
Does home insurance cover water damage? What every homeowner should know
Homeowners often wonder, “Does home insurance cover water damage?” Water damage comes in many forms and from many sources, but your standard homeowners insurance policy may not provide coverage for every type. To help you better understand the limits of your homeowners insurance, here is a basic guide to the types of water damage your policy won’t cover:...
Flood Insurance
Home Insurance
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Posted on 03/05/2022
Homeowners Tempted To Use Equity
Homeowners are seeing record levels of equity in their properties, and many plan to tap into some of that newfound wealth. Mortgage holders have an average of about $185,000 in home equity, according to research from Black Knight. That amount assumes retaining a 20% stake in the property. The options to draw money from a home are typically...
Equity
Homeequity
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Posted on 03/02/2022
Options for Veteran Mortgage Relief to Consider
If you have a VA loan, the U.S. government has options in place to assist you in case of financial hardship. There are multiple programs available to help you avoid late payments and foreclosure if your mortgage meets eligibility. Here are the major veteran mortgage relief options to know: Refund Modification A refund modification affects the principal and...
Mortgage
Mortgage
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Posted on 02/23/2022
What Affects the Housing Market? Understanding the Basics
Whether you’re buying or selling a house, it’s important to have a basic understanding of the housing market. However, that can be a lot more complicated than it seems. Many factors affect both your local and national housing markets, some of which can be hard to track and quantify. However, there are some basics you can start with...
Buyers Vs Sellers Market
Buyers Market
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