Ryan Christensen's Blog

Posted on 03/05/2022
Homeowners Tempted To Use Equity
Homeowners are seeing record levels of equity in their properties, and many plan to tap into some of that newfound wealth. Mortgage holders have an average of about $185,000 in home equity, according to research from Black Knight. That amount assumes retaining a 20% stake in the property. The options to draw money from a home are typically...
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Posted on 03/02/2022
Options for Veteran Mortgage Relief to Consider
If you have a VA loan, the U.S. government has options in place to assist you in case of financial hardship. There are multiple programs available to help you avoid late payments and foreclosure if your mortgage meets eligibility. Here are the major veteran mortgage relief options to know: Refund Modification A refund modification affects the principal and...
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Posted on 02/23/2022
What Affects the Housing Market? Understanding the Basics
Whether you’re buying or selling a house, it’s important to have a basic understanding of the housing market. However, that can be a lot more complicated than it seems. Many factors affect both your local and national housing markets, some of which can be hard to track and quantify. However, there are some basics you can start with...
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Posted on 02/17/2022
Ideas for Outdoor Living Spaces
No matter what your local climate is like, you don’t have to stay cooped up in your home throughout the year. If you spend little time in your yard, adding an outdoor living space is a great way to encourage you to get outside more. Outdoor living spaces provide a way for you to enjoy fresh air while...
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Posted on 02/16/2022
Why Homebuyers Should Consider Buying a HUD Home
Housing and Urban Development (HUD) properties present unique opportunities for homebuyers. By purchasing a previously foreclosed home, you might save money on the sale and mortgage. But is a HUD home the right choice for you? Here are some of the key benefits to buying a HUD home: Low Price HUD wants to recoup the cost of the...
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Posted on 02/12/2022
Investment Property Strategies for Buyers and Sellers
Whenever there’s a lot of movement in the real estate market, there are buyers looking to get in and sellers looking to maximize their profits. The current active real estate landscape is no exception. Whether you’ve been thinking about the purchase of an investment property or want to maximize the value of an existing investment, these strategies will...
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Posted on 02/09/2022
Tips for Creating a Healthy Home Environment
Image by Phichit Wongsunthi from Pixabay While we are all working to protect the environment and preserve our world for future generations, it's important to remember that we need to prioritize our own healthy homes as well. When you create a sustainable and peaceful living space, you will enjoy both mental and physical health benefits. From prioritizing energy...
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Posted on 02/08/2022
Are Solar Panels Worth the Investment? Here Are the Costs to Consider
For many years, homeowners have wanted to transition to sustainable energy, but found the upfront costs were not necessarily offset by the return on investment. Although many feel it's wise to convert to sustainable energy sources to protect the environment, homeowners dealing with sometimes tight budgets need to make cost-effective home improvement decisions. That's why checking in periodically...
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Posted on 02/02/2022
Room revamp: Quick tips for turning your home office into a baby nursery
When expanding your family, it's always a good idea to consider the space you have available. If you've relocated or upgraded your home office to a new space in the house but still have the remnants of your old office lingering in a decent sized room, you can repurpose it into a baby's nursery. Here are a few...
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Posted on 02/01/2022
Quick annual tasks to keep your home running
Your home goes through a fair amount of wear and tear throughout the year, which can result in needing to repair or replace certain elements. However, performing annual maintenance tasks can help your home stay in excellent condition year after year. Here are a few tasks to complete throughout your year to keep your home fresh and rejuvenated:...
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Posted on 01/28/2022
6 Simple DIY Repairs
Knowing how to do some home repairs can help you save money and time. Instead of having to wait for professional repairs to be done, you can tackle these on your own. While it's best to leave major repairs to professionals, consider trying the following simple DIY repairs. Torn Screens When your window screens have tears or rips,...
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Posted on 01/27/2022
5 DIY Shelf Ideas for Simple Storage
If you need more shelves but want to build them yourself rather than buy, you can use a variety of methods and materials. Building your own shelves can be complex or simple depending on the look and function you want. Luckily, there are plenty of clever options for DIY beginners to start with. We’ll go over some easy...
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