Ryan Christensen's Blog

Posted on 01/12/2022
The most important tips for designing your dream home interior & exterior
If you're designing a custom home interior and exterior, there are countless options available to you. Sometimes the amount of options and freedom can be more overwhelming than working within a strict template. Luckily, there are some simple ways to approach the process to make it easier to design your perfect living space. Here are some tips for...
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Posted on 01/10/2022
FYI - Mortgage Rates Higher Than at Any Point in 2021
Mortgage rates have taken a big leap at the start of the new year. In the first week of 2022, the 30-year fixed-rate mortgage jumped nearly 60 basis points higher than a year earlier, averaging 3.22% this week, Freddie Mac reports. “Mortgage rates increased during the first week of 2022 to the highest level since May 2020 and...
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Posted on 01/07/2022
Homeownership Still More Affordable Than Renting
Home prices may be growing faster than rents in most places across the country, but homeownership still beats renting financially, shows a new study from ATTOM Data Solutions, a real estate data firm. Owning a median-priced home is more affordable than the average rent of a three-bedroom property in 58% of 1,154 counties tracked in the report. Researchers analyzed...
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Posted on 01/06/2022
FYI - FHFA Raises Fees on High-Balance Second-Home Loans
January 6, 2022 The Federal Housing Finance Agency announced it would be increasing upfront fees on second-home mortgages and on mortgages that finance homes with balances that exceed standard conforming loan limits. The fees are expected to increase the purchase cost of second homes and homes in high-cost areas. The new fees from Fannie Mae and Freddie Mac...
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Posted on 01/05/2022
Caring for Succulents: The Basics
Photo by Madison Inouye from Pexels Succulents are an excellent choice for houseplant beginners. They don’t have any strict watering requirements and are hardy enough to survive indoors in almost all climates. However, there is a difference between your succulents surviving and thriving. Here we will go over some basic tips to make sure your succulents are the...
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Posted on 12/29/2021
The 3 Things You Need to Know About Selling to a First-Time Homebuyer
First-time homebuyers are an important subset of potential customer every agent and seller should know. As younger generations reach the age and stage of wanting to purchase a home, they’ll be entering the market with specific needs. If you’re selling your home—either through an agent or by owner—here are some of the most important things to do to...
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Posted on 12/22/2021
Documents You Need When Building a Home
Image by Pexels from Pixabay Building a new home requires pouring a foundation, framing the walls, running wires and pipes and (eventually) finishing the interior trim. Throughout the process, there’s also a decent amount of paperwork to take care of. Here’s a guide to the documents you’ll need when building a home. Blueprints Blueprints are the documents that...
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Posted on 12/15/2021
3 Ways to Move Cross-Country on a Budget
Moving is exciting and complicated, no matter how far away you’re going. It can also be an expensive process, even with careful budgeting. If you’re moving across the country, transportation, shipping and other aspects of your move can add up quickly. Luckily, there are inexpensive ways to move long distances. Here are some budget-friendly ideas for moving cross-country:...
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Posted on 12/08/2021
Quick Tips for Perfect Built-In Shelving
When you need more storage space, built-in shelves are an ideal choice. These shelves can add visual appeal to any room while also providing storage space that takes up minimal floor space. You don’t have to hire professionals to get built-in shelves in your home. With a bit of time and the right materials, you can easily make...
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Posted on 12/01/2021
Ways Sellers Can Reduce Their Risk When Using a Land Contract
Land contracts can be an excellent alternative to a traditional mortgage, both for the buyer and seller. The seller assumes the role of the lender and gets regular payments from the buyer while still holding the property title. There are many advantages both for buyer and seller; but from the seller's perspective, land contracts also come with some...
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Posted on 11/24/2021
The Benefits of Adding an Outdoor Kitchen
Photo by Askar Abayev from Pexels Taking out loans for remodeling is an reinvestment into the largest purchase of a lifetime for many - your home. That's why everyday people are tasked with making informed decisions about the most beneficial way to put hard-earned money to work in their homes. These are questions worth considering before hiring a...
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Posted on 11/17/2021
How to Pack & Move Your Houseplants
When moving with houseplants it’s important to make the process as low-stress as possible, both for you and the plants. While relocating can be complicated and overwhelming, there are ways to make sure your plants will travel safely and happily to your new home. Here are some expert tips for packing and moving your houseplants. Repot to Plastic...
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