Ryan Christensen's Blog

Posted on 12/19/2020

2 reasons mortgage rates could rise in 2021 If you’re thinking about refinancing your home at the lowest rate possible, your window may be closing. The coronavirus pandemic has made refinancing your home more attractive — and affordable — but things could change quickly in the next few months. To ensure you're getting low mortgage rates, get started on...

Refinance

Mortgage Rates

+ 2 more

Posted on 12/16/2020

Tips on Title Insurance

Photo by Mona Tootoonchinia via Pixabay When you purchase a home, your lender charges you for a title insurance policy. You are also given the option to buy your own title insurance policy. Depending on your agreement with the seller, the seller might purchase the buyer’s title insurance policy. Before a seller can sell his or her property,...

Posted on 12/09/2020

Should You Buy an Old House?

Photo by Wulfman65 via Shutterstock When you’re thinking about purchasing a home, an old house versus that new one is something to ponder. If you’ve thought about buying an older home, consider each of these areas before making an offer. Have your agent write contingencies into your contract, and by all means, don’t forego an inspection. Consider HazMat...

Posted on 12/02/2020

Should You Choose an HOA Community?

Photo by Curtis Adams from Pexels Homeowners associations (HOAs) exist to maintain the cleanliness and appeal of a community. Whether a home belongs to a HOA is a major consideration for home buyers. Some see it as a benefit, others a deal breaker. Here's what to consider before going with or without a HOA. Privacy If privacy is...

Posted on 12/01/2020

The U.S. saw a 427% increase in delivery and shipping-related scams amid Black Friday and Cyber Monday, according to data from cybersecurity firm Check Point Research. Amazon was the most impersonated brand in the U.S.; 65% of fake delivery emails came from bad actors posing as Amazon, Check Point found. "Hackers are going after the entire online shopping experience,...

Posted on 11/30/2020

How To Save Taxes On social Security Benefits

How To Save Taxes On Social Security Benefits Some retirees are surprised when they learn their Social Security retirement benefits can be taxed. However, there are steps you can take before and during retirement to lessen the potential tax burden. Learn how these benefits are taxed and the moves you can make to minimize what you have to pay....

Posted on 11/25/2020

Can the Homebuying Journey Be Fast and Easy?

There is no need to struggle as you pursue your dream home. In fact, there are many things you can do to ensure the homebuying journey is quick and easy. Now, let's take a look at three tips to help you enjoy a seamless property buying experience. 1. Know Where You Want to Reside It often helps to narrow...

Buying A Home

Buyer Tips

Posted on 11/20/2020

Here’s what happens to your credit card debt when you die

Credit card debt has a reputation for keeping people up at night, and understandably so. If you get bogged down with a high balance you can’t easily afford to pay off, it can take years to get out of debt. But what happens to your credit card debt if you die before you’ve repaid it? When a person...

Posted on 11/18/2020

Based on compiled date, mortgage rates have remained unchanged since yesterday. 30-year fixed-rate mortgages: 2.625% 20-year fixed-rate mortgages: 2.500% 15-year fixed-rate mortgages: 2.000% Rates last updated on November 18, 2020. Actual rates may vary. The factors behind today’s mortgage rates Current mortgage and refinance rates are affected by many economic factors, like unemployment numbers and inflation. But your personal...

Posted on 12/11/2020

Video Tour - 815 S Chantilly Street, Anaheim, CA 92806

This 4 bedroom 2 bathroom house is ready for your creative ideas. The Master Bedroom includes 2 separate closets. The large Living Room is ideal for family to gather and enjoy, which includes a gas or wood burning fireplace. A separate Dining area is located off the kitchen. The Kitchen includes a breakfast bar. The backyard is situated for friends and guests to socialize. there are also selected fruit bearing trees along with a potential space that can be used as for a dog run or RV access on the north side of the house. The house is freeway close to the 57, 91 and Interstate 5. Close to several shopping, entertaining and dining...

Posted on 12/11/2020

815 S Chantilly Street, Anaheim, CA 92806 is now new to the market!

This 4 bedroom 2 bathroom house is ready for your creative ideas. The Master Bedroom includes 2 separate closets. The large Living Room is ideal for family to gather and enjoy, which includes a gas or wood burning fireplace. A separate Dining area is located off the kitchen. The Kitchen includes a breakfast bar. The backyard is situated for friends and guests to socialize. there are also selected fruit bearing trees along with a potential space that can be used as for a dog run or RV access on the north side of the house. The house is freeway close to the 57, 91 and Interstate 5. Close to several shopping, entertaining and dining...

Posted on 12/01/2020

300 N Rampart Street #125, Orange, CA 92868 now has a new price of $149,900!

PRICE IMPROVEMENT. Welcome home!! This spacious 3 Bedroom, 2 Bathroom Manufactured Home built in 2011 is comfortably located within the well maintained Royal Park. This 1,534 square foot home consists of an open concept. Well suited for family and friend gatherings. The modern kitchen consists of stainless steel appliances, a pantry and plenty of counter space. The large Master Bedroom opens into the Master Bathroom which includes a soaking tub, walk-in shower and dual sinks. Ceilings fans, skylights and many windows are located throughout and brighten up the entire home. A separate Laundry Room is included. This family friendly park...