Ryan Christensen's Blog

Posted on 11/27/2019

If you believe you are coming close to the time to buy your first home, you'll want to be informed. It’s never too early to begin preparing for a home purchase. The more organized you are, and the better you have your financial situation in order the better off you’ll be when it comes to the home search. Where...

First Home

First Time Buyer

Posted on 11/25/2019

Mortgage Minute

Mortgage delinquencies are at a 25-year low, according to the Mortgage Bankers Association (MBA). The Association attributes a strong labor market to borrowers being able to pay their bills on time and reported that mortgage delinquencies dropped to 3.97 percent last quarter. This is the lowest level of home loan delinquencies since the first quarter of 1995. MBA’s Vice...

Posted on 11/20/2019

Mortgage Penalties: Prepayment

Photo by Steve Buissinne via Pixabay Most are familiar with the key components of a mortgage: how much you're borrowing, what your interest rate is, how many years you'll be paying your mortgage back. There are many, however, who do not understand some of the finer details, including what prepayment penalties are and how they may affect you...

Mortgage

+ 2 more

Posted on 11/13/2019

Increase Living Space with Bench Footing

Photo by Tierra Mallorca on Unsplash When buying an older home, you might wonder how to get more livable space out of that low-ceiling basement. There are two ways to gain height: raise the foundation or lower the floor. Raising the foundation requires lifting the entire home off its current foundation, building a new foundation, and resettling the...

Posted on 11/06/2019

Apprentice Diaries: Removing Old Siding

The Generation NEXT apprentices are learning new skills. Here's the latest from the...

This Old House

Posted on 10/30/2019

Will Your Offer to Purchase Meet a Home Seller's Expectations?

If you decide you're ready to purchase your dream house, you should submit a competitive homebuying proposal from the get-go. Otherwise, you could risk missing out on the opportunity to acquire your ideal residence. Submitting an offer to purchase your ideal house that meets the expectations of a property seller can be simple. Now, let's take a look at...

Posted on 10/28/2019

According to Freddie Mac's Primary Mortgage Market Survey, rates jumped from a previous low trend, but the general market sentiment is still favorable and optimistic.In the weekly Freddie Mac Primary Mortgage Market Survey, Freddie Mac's Chief Economist Sam Khater said, “...The housing market remains on the upswing with improvement in construction and home sales. While there has been a...

Posted on 11/11/2019

1024 Capra Way, Fallbrook, CA 92028 is now new to the market!

Welcome home. This relaxing 3 bedroom, 2 bathroom is situated on a large 1.21 acre lot. Very private, quite location. Master bedroom suite includes a walk-in closet, double sinks and soaking tub with a separate shower. Cathedral style ceiling. Open kitchen area. Friendly breakfast nook. Spacious family room that is ideal for entertaining. Comfortable living room with inviting fireplace. Indoor laundry. Workshop. Covered RV parking. Storage shed. Several varieties of fruit bearing trees. Horses...

Posted on 11/10/2019

Video Tour - 11661 Daryl Lane, Garden Grove, CA 92840

This 3 bedroom, 2 bathroom house is ready for your creative touch. Come and explore the possibilities. The home is in need of major work and renovation. Open backyard space for family and pets to play. RV parking. Located close to Disneyland, shopping and entertainment...

Posted on 11/10/2019

11661 Daryl Lane, Garden Grove, CA 92840 is now new to the market!

This 3 bedroom, 2 bathroom house is ready for your creative touch. Come and explore the possibilities. The home is in need of major work and renovation. Open backyard space for family and pets to play. RV parking. Located close to Disneyland, shopping and entertainment...

Posted on 10/31/2019

Video Tour - 10431 Drake Way, Stanton, CA 90680

This welcoming 3 bedroom, 2 bathroom home is located within the quiet Stanton Park community. The front gated patio area is ideal for kicking back and enjoying a good book or just relaxing. Additional features of the home include a Living room, Family room, Central Air Conditioning, Separate laundry room and kitchen area with pantry. The covered backyard patio area is perfect for family and friends to gather and socialize. Convenient 2 car garage is attached with easy access. An additional parking space located adjacent to the home. Association amenities include a refreshing pool, 2 spa's, a club house and basketball court. Stanton...

Posted on 10/31/2019

10431 Drake Way, Stanton, CA 90680 is now new to the market!

This welcoming 3 bedroom, 2 bathroom home is located within the quiet Stanton Park community. The front gated patio area is ideal for kicking back and enjoying a good book or just relaxing. Additional features of the home include a Living room, Family room, Central Air Conditioning, Separate laundry room and kitchen area with pantry. The covered backyard patio area is perfect for family and friends to gather and socialize. Convenient 2 car garage is attached with easy access. An additional parking space located adjacent to the home. Association amenities include a refreshing pool, 2 spa's, a club house and basketball court. Stanton...